[ad_1]
0% introductory APR for 21 months on steadiness transfers: One of many longest introductory intervals on steadiness transfers we have come throughout, you may get a 0% intro APR on the steadiness transferred for a full 21 months, which suggests you’ll have virtually two years to repay your steadiness.
0% introductory APR for 12 months on purchases: You will additionally get a 0% intro APR on new purchases for the primary 12 months. This can be a useful perk for those who plan on shopping for something with the cardboard.
Select your cost due date: A little bit flexibility can go a great distance on the subject of managing your funds. The cardboard enables you to select from any obtainable cost date, whether or not it is at first, center, or finish of the month. That means, you possibly can arrange computerized funds which might be aligned along with your paycheck.
No late charges: One of the distinctive perks is that there aren’t any late charges, ever. Whilst you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged for those who do slip up and miss a cost.
No penalty APR: If you happen to miss some funds, most bank cards will enhance your rate of interest to their penalty APR. The Citi Simplicity® Card by no means fees a penalty charge, so your APR is not liable to growing as a consequence of late funds.
No annual price: This card comes with no annual price, which is a vital characteristic in case your objective is to repay debt.
[ad_2]
